Deciding on a retirement relocation is a decision that almost everyone faces. Making the right choice is not as difficult as it might seem, if you keep factors such as health services, money, climate, the social network, the size of the community and the distance from your family in mind.
With life spans increasing and retirement lasting longer, the decision is one of the biggest in a person’s life. You might spend a third of your life in your retirement relocation spot! That’s why it’s worth taking the time to plan out your retirement move – it’s better to start early rather than late.
All the below factors are important when choosing a spot to make a retirement relocation. However, we start with the most important one.
If you have limited mobility, you want to make sure where you live gives you access to the medical services you require. This includes access to doctors, specialists and other medical professionals, as well as medical transportation services when needed. This should clearly be the top factor in choosing a place – nothing can be considered if it doesn’t meet this first criteria.
Is it affordable? With people living longer than ever, retirement can last far longer than you might have first expected, and certainly much longer than it did for previous generations. That means you want to plan for the long-term and ensure you have the financial resources to afford the spot you are considering. When choosing a retirement relocation destination, it’s also important to have downsized your life to a level where it makes sense for what you need going forward, not all the stuff you had in the past.
This once reigned as the chief concern for those choosing a retirement spot. And while money more likely now takes prominence, climate and temperature still play a key role in making a retirement relocation choice. That’s why Florida, Arizona and parts of The South (such as South Carolina) are still popular choices.
There’s a reason why a place such as South
Florida is known as “NYC South.” Many New Yorkers vacation and retire in the
Miami area or other parts of South Florida. That creates a social network of
people who they can relate to and feel comfortable with. However, someone
moving from, say, Chicago to South Carolina might find the social differences
too large to overcome. Keep this is in mind when making your location choice.
When it comes to the medical services and other
human services you will want, it’s best to consider places with at least 10,000
people – probably more. While it might seem attractive to live far out in the
country, it’s likely a better choice to find a spot with a bit more population
and the services that come with it.
Family plays an important role in deciding where
to retire. For most people, being close to children and grandchildren – as well
as extended family such as brother, sisters, aunts and uncles – is a big reason
why they pick a place to settle down. Don’t make it hard on yourself by moving
too far away from the people who make you the happiest.
There are some of the key consideration to keep
in mind when choosing a retirement relocation. By weighing these factors, it
will help you determine what location is the best fit for you and your future.
Air travel is meant to be fun. It’s supposed to expand your horizons and introduce you to new cultures. But for some people, planning and going on a trip becomes more like an extension of everyday life – a bit of a chore.
You don’t want that! Read some of the tips below
that can help you have a more relaxed, rewarding trip. Travel has so much to
offer that you don’t want the little things keeping you from seeing (and
enjoying) the Big Picture.
The fewer items you bring, the fewer hassles you
have. It’s just that simple. Learn to pack less for your trips. Take only the
minimum. You’ll save yourself on baggage fees, have less to check in and less
to lug around.
Pick the Right
People who complain about getting stuck behind
families with a lot of kids in the security line should really blame
themselves. In that moment when you can scan the security lines before
committing to one, look for the line that has the most people in business attire
(they know what they are doing) and the fewest kids (they have no idea what
they are doing).
Bring a Book
Don’t want to talk to people on the plane? Then,
bring a book. Nothing says “I don’t wish to be bothered” quite as well as a
good book on your lap. Also, if you’re a reader, the airport and the plane
offer a great chance to catch up on reading.
Pick the Right Seat
This is so important that we devoted an entire article to
it. Choosing the right seat for air travel involves having a plan for what
works best for you and then following it through. In every scenario, you want
to avoid young kids, talkative large groups and those who are most likely to
get up and use the bathroom repeatedly (studies show that women do this more
often than men).
Bring a Hoodie
Hoodies have become the versatile air travel
apparel of choice for the veteran. A hoodie can protect your head from a sudden
rain shower. You can use the hoodie as a pillow on the plane. You can draw the
hoodie closed to get some privacy for a nap. And so on. Find your favorite
hoodie and bring it along.
Smart people – especially those in large groups
or with a family – know to always “take a pause” before leaving anywhere. This
includes an airport lounge, hotel room, show venue, restaurants and anywhere
else that you sat, stood and hung out in for more than just a few minutes.
During that pause, look around to make sure you have everything with you. Leaving
something behind (phone, headphones, money, articles of clothing) is still the
issue that plagues people the most on trips.
Manage Your Money
Your best bet for foreign travel is to get a card from a U.S. bank that doesn’t charge you for making purchases out of the country. You can pass on using traveler’s checks, they are not needed anymore in most places. Also, because ATM machines are now in most places, you don’t need to carry a lot of cash with you, either.
If you want to have security when travelling, buy travel insurance. This is especially important if you are traveling overseas – make sure to purchase a medical travel insurance policy. And if you have a medical condition or an injury, consider hiring a professional transport company to help arrange your trip and take care of all your medical needs.
Don’t Over Plan
You don’t need to know what you are doing for
every single moment of every single day. Build in some open time so you can
explore whatever catches your eye or whatever interesting place a local tells
you about. Travel is meant to expand your knowledge and give you new
experiences. Not everything can, or should, be planned.
If there is someplace you have always wanted to
go or a site you’ve always wanted to see, then start planning to make that trip
today. You may need time to save money, but the sooner you start to save, the
sooner you can go. If you put off the trip longer, you run the risk of never
going. Life tends to get in the way.
These are some air travel
tips to keep in mind. Travel is still one of the best ways to understand the
world and meet interesting people. Take the time to do it right and relax.
Travel is meant to be a fun adventure, not an over-planned chore!